Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth vs HSBC Credit Risk Fund - Direct Growth — portfolio overlap

12.83% of these two portfolios is the same. A modest shared core. The two portfolios are largely distinct, so holding both does broaden your exposure.

Portfolio overlap

12.83%

Stocks held by both

7

Only in Aditya Birla Sun Life Mutual Fund's fund

44

Only in HSBC Mutual Fund's fund

21

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn Aditya Birla Sun Life Mutual Fund'sIn HSBC Mutual Fund'sShared
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterials3.94%5.70%3.94%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancial2.37%5.51%2.37%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterials2.08%3.33%2.08%
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LACMaterials2.06%3.25%2.06%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100Entities4.33%1.07%1.07%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100Entities3.04%1.06%1.06%
Others Class A2 AIFUnspecified0.24%0.40%0.24%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 54 and 29 holdings respectively — not live positions.