Best Gilt Fund with 10 year constant duration funds in India
5 gilt fund with 10 year constant duration funds in India, of which 4 meet the eligibility criteria, ranked on Sharpe ratio. Income with less volatility than equity?
Ranked on risk-adjusted return, not raw return — the point of this group is smoother outcomes.
Gilt Fund with 10 year constant duration funds ranked by Sharpe ratio
| # | Fund | |||||||
|---|---|---|---|---|---|---|---|---|
| 1 | UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option | 0.80 | -2.7% | +8.02% | 25% | +4.71% | ₹113 Cr | 0.32% |
| 2 | Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - GrowthSilver | 0.66 | -5.0% | +9.06% | 60% | +5.96% | ₹296 Cr | 0.26% |
| 3 | ICICI Prudential Constant Maturity Gilt Fund - Direct Plan - GrowthBronze | 0.61 | -4.7% | +8.27% | 50% | +5.54% | ₹1,992 Cr | 0.27% |
| 4 | SBI CONSTANT MATURITY 10 YEAR GILT FUND - DIRECT PLAN - GROWTH | 0.50 | -4.5% | +9.26% | 63% | +4.89% | ₹1,666 Cr | 0.32% |
Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any numeric column to re-sort; funds with no value for that column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns. Eligibility: Direct, Growth only, minimum AUM ₹100 Cr, at least 1 year(s) old. Past performance. Returns for 3y/5y are annualised (CAGR) and are withheld where the NAV series does not support the period.
Gilt Fund with 10 year constant duration funds — FAQs
Why rank these on risk-adjusted return?
The purpose of this group is a smoother path, not the highest possible number. A fund that earned slightly less with much less volatility is doing the job better, which is what a risk-adjusted measure captures and a raw return does not.
What risks do debt funds carry?
Two main ones. Interest-rate risk: when yields rise, existing bonds fall in value, and longer-duration funds move more. Credit risk: a borrower may be downgraded or default, which affects the NAV directly. Categories differ substantially in how much of each they take.