Best Gilt Fund with 10 year constant duration funds in India
5 gilt fund with 10 year constant duration funds in India, of which 4 meet the eligibility criteria, ranked on Sharpe ratio. Income with less volatility than equity?
Ranked on risk-adjusted return, not raw return — the point of this group is smoother outcomes.
Gilt Fund with 10 year constant duration funds ranked by Sharpe ratio
| # | ||||||||
|---|---|---|---|---|---|---|---|---|
| 1 | Bandhan 10 year Constant Maturity Gilt Fund - Growth - Direct PlanGold | 0.49 | -5.0% | +8.99% | 60% | +1.88% | ₹285 Cr | 0.26% |
| 2 | ICICI Prudential 10 year Constant Maturity Gilt Fund - Growth - Direct PlanGold | 0.41 | -4.7% | +8.23% | 50% | +1.44% | ₹1,935 Cr | 0.29% |
| 3 | SBI 10 YEAR CONSTANT MATURITY GILT FUND - Growth - Direct PlanSilver | 0.31 | -4.5% | +9.22% | 62% | +0.79% | ₹1,501 Cr | 0.32% |
| 4 | UTI 10 year Constant Maturity Gilt Fund - Growth - Direct Plan | 0.30 | -3.3% | +7.79% | 22% | +0.88% | ₹105 Cr | 0.33% |
Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any column heading to re-sort — including the fund name, which groups a house’s funds together. Funds with no value for a column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns. Eligibility: Direct, Growth only, minimum AUM ₹100 Cr, at least 1 year(s) old. Past performance. Returns for 3y/5y are annualised (CAGR) and are withheld where the NAV series does not support the period.
Gilt Fund with 10 year constant duration funds — FAQs
Why rank these on risk-adjusted return?
The purpose of this group is a smoother path, not the highest possible number. A fund that earned slightly less with much less volatility is doing the job better, which is what a risk-adjusted measure captures and a raw return does not.
What risks do debt funds carry?
Two main ones. Interest-rate risk: when yields rise, existing bonds fall in value, and longer-duration funds move more. Credit risk: a borrower may be downgraded or default, which affects the NAV directly. Categories differ substantially in how much of each they take.