Best Multi Asset Allocation funds in India

33 multi asset allocation funds in India, of which 28 meet the eligibility criteria, ranked on Sharpe ratio. Income with less volatility than equity?

Ranked on risk-adjusted return, not raw return — the point of this group is smoother outcomes.

Multi Asset Allocation funds ranked by Sharpe ratio

#Fund
1WhiteOak Capital Multi Asset Allocation Fund Direct Plan GrowthGold1.95-6.1%+14.69%₹7,107 Cr0.64%
2quant Multi Asset Allocation Fund-GROWTH OPTION-Direct PlanSilver1.30-32.6%+22.59%60%+21.75%₹5,980 Cr1.12%
3Nippon India Multi Asset Allocation Fund - Direct Plan - Growth OptionPlatinum1.29-10.8%+18.55%70%+18.28%₹16,000 Cr0.48%
4Edelweiss Multi Asset Allocation Fund - Direct Plan - Growth1.21-1.8%+6.72%₹2,863 Cr0.80%
5SBI MULTI ASSET ALLOCATION FUND - DIRECT PLAN - GROWTHSilver1.15-17.6%+12.65%10%+15.05%₹19,354 Cr0.68%
6ICICI Prudential Multi-Asset Fund - Direct Plan - GrowthBronze1.07-30.6%+17.48%52%+10.35%₹84,991 Cr0.83%
7Aditya Birla Sun Life Multi Asset Allocation Fund-Direct GrowthSilver1.04-12.8%+18.33%76%+17.76%₹6,989 Cr0.66%
8UTI Multi Asset Allocation Fund - Direct Plan - Growth Option0.96-25.0%+9.76%21%+10.43%₹6,890 Cr0.74%
9Baroda BNP Paribas Multi Asset Fund - Direct Plan - Growth OptionBronze0.90-11.9%+17.98%61%+12.68%₹1,447 Cr0.92%
10HDFC Multi-Asset Fund - Growth Option - Direct Plan0.85-27.1%+12.85%8%+7.89%₹5,881 Cr1.03%
11Tata Multi Asset Allocation Fund-Direct Plan-GrowthBronze0.84-13.5%+17.16%47%+11.76%₹5,155 Cr0.63%
12Axis Multi Asset Allocation Fund - Direct Plan - Growth Option0.81-27.4%+10.88%9%+15.76%₹2,384 Cr1.32%
13Kotak Multi Asset Allocation Fund - Direct Plan - Growth OptionGold-13.8%+24.38%₹14,309 Cr0.61%
14DSP Multi Asset Allocation Fund - Direct - GrowthGold-9.7%+21.13%₹10,105 Cr0.64%
15Bandhan Multi Asset Allocation Fund - Direct Plan - GrowthBronze-10.0%+18.59%₹3,491 Cr0.75%
16Mahindra Manulife Multi Asset Allocation Fund- Direct Plan - GrowthSilver-9.5%+18.54%₹1,152 Cr0.61%
17Invesco India Multi Asset Allocation Fund - Direct Plan - GrowthBronze-11.0%+17.87%₹970 Cr0.52%
18HSBC Multi Asset Allocation Fund - Direct - Growth-18.7%+17.56%₹3,041 Cr1.06%
19Union Multi Asset Allocation Fund- Direct Plan - Growth Option-12.4%+17.02%₹978 Cr1.32%
20Bajaj Finserv Multi Asset Allocation Fund - Direct GrowthBronze-13.2%+16.24%₹1,875 Cr0.75%
21Mirae Asset Multi Asset Allocation Fund - Direct Plan - GrowthSilver-9.1%+15.02%₹3,478 Cr0.64%
22Bank of India Multi Asset Allocation Fund-Direct Plan-GrowthBronze-9.4%+14.86%₹365 Cr1.10%
23Franklin India Multi Asset Allocation Fund- Direct-Growth-11.6%+14.13%₹2,826 Cr0.41%
24Shriram Multi Asset Allocation Fund - Direct Growth-15.3%+13.71%₹139 Cr0.62%
25Canara Robeco Multi Asset Allocation Fund - Direct Plan - Growth-10.5%+13.30%₹1,306 Cr0.93%
26LIC MF Multi Asset Allocation Fund-Direct Plan-Growth-13.5%+12.32%₹966 Cr1.09%
27Sundaram Multi Asset Allocation Fund Direct Plan Growth-13.1%+11.79%₹3,268 Cr0.80%
28Samco Multi Asset Allocation Fund - Direct Plan - Growth-12.3%+6.01%₹410 Cr2.67%

Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any numeric column to re-sort; funds with no value for that column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns. Eligibility: Direct, Growth only, minimum AUM ₹100 Cr, at least 1 year(s) old. Past performance. Returns for 3y/5y are annualised (CAGR) and are withheld where the NAV series does not support the period.

Multi Asset Allocation funds — FAQs
Why rank these on risk-adjusted return?

The purpose of this group is a smoother path, not the highest possible number. A fund that earned slightly less with much less volatility is doing the job better, which is what a risk-adjusted measure captures and a raw return does not.

What risks do debt funds carry?

Two main ones. Interest-rate risk: when yields rise, existing bonds fall in value, and longer-duration funds move more. Credit risk: a borrower may be downgraded or default, which affects the NAV directly. Categories differ substantially in how much of each they take.