Precious metals
How do I hold gold or silver?
These track a metal price, so the return is the metal’s and not the manager’s. Ranked on cost and tracking, not return.
54 funds in this group. 45 meet the eligibility criteria below.
45 funds, ranked by expense ratio
Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any column heading to re-sort — including the fund name, which groups a house’s funds together. Funds with no value for a column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns.
Precious metals — FAQs
What is the difference between a gold ETF and a gold fund-of-fund?
A gold ETF trades on an exchange and needs a demat account. A gold fund-of-fund buys that ETF on your behalf and is bought like any mutual fund, with no demat account required, but it adds a small extra layer of cost.
Why are these ranked on cost rather than return?
These funds track a metal price. Their return is the metal’s return, not the fund manager’s, so ranking them by return mostly ranks the period you happened to measure. What a fund can actually control is its cost and how closely it tracks the metal.
How are gold and silver funds taxed in India?
Taxation of these schemes has changed more than once in recent years and depends on the scheme’s structure and your holding period. Check the current rules or a tax adviser before investing — we do not provide tax advice.