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Low-cost index funds

81 funds match this screen, ranked on expense ratio. Which index funds charge the least?

Criteria: Index funds and ETFs with a total expense ratio of 0.30% or lower.

An index fund has no stock-picking to pay for, so cost is very nearly the whole story — two funds tracking the same index differ mainly by what they charge. Index expense runs from 0.11% to 0.63% here, so the gap between the cheapest and dearest tracker of the same index is real money over a decade.

Low-cost index funds, ranked by expense ratio

#
1BANDHAN CRISIL IBX 90:10 SDL PLUS GILT APRIL 2032 INDEX FUND - DIRECT GROWTHPlatinumIndex Funds0.09%+7.86%0%-2.3%+7.13%₹392 Cr
2BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - SEP27 INDEX FUND - DIRECT GROWTHGoldIndex Funds0.09%+7.69%0%-0.4%+7.62%₹144 Cr
3Navi Nifty 50 Index Fund-Direct Plan-GrowthIndex Funds0.10%+12.96%56%-16.6%+6.63%₹4,130 Cr
4Kotak Nifty 50 Index Fund - Direct Plan-GrowthIndex Funds0.12%+12.86%54%-16.4%+6.53%₹1,157 Cr
5BANDHAN Nifty 50 Index Fund-Direct Plan-GrowthIndex Funds0.14%+13.18%55%-37.6%+6.60%₹2,813 Cr
6Edelweiss Nifty 50 Index Fund Direct Plan GrowthIndex Funds0.14%+12.56%47%-16.6%+6.60%₹287 Cr
7Axis CRISIL IBX SDL May 2027 Index Fund - Direct Plan - GrowthGoldIndex Funds0.15%+7.73%0%-3.6%+7.50%₹1,705 Cr
8Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund - Direct Plan - Growth OptionSilverIndex Funds0.15%+7.52%0%-3.3%+7.41%₹2,897 Cr
9DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund - Direct - GrowthGoldIndex Funds0.15%+7.67%0%-1.8%+7.10%₹277 Cr
10HSBC CRISIL IBX Gilt June 2027 Index Fund - Direct - GrowthIndex Funds0.15%+7.33%0%-0.5%+7.29%₹181 Cr
11Axis Nifty 50 Index Fund - Direct Plan - GrowthIndex Funds0.16%+12.75%52%-15.8%+6.62%₹1,031 Cr
12DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund - Direct - GrowthPlatinumIndex Funds0.16%+7.92%0%-2.7%+7.39%₹1,649 Cr
13HDFC Nifty G-Sec July 2031 Index Fund - Growth Option - Direct PlanSilverIndex Funds0.16%+8.11%0%-2.2%+7.34%₹638 Cr
14BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - GROWTHIndex Funds0.17%+13.36%64%-17.3%+8.41%₹266 Cr
15UTI CRISIL SDL Maturity April 2033 Index Fund - Direct Plan - Growth OptionPlatinumIndex Funds0.17%+7.53%0%-2.2%+6.93%₹269 Cr
16ICICI Prudential Nifty SDL Sep 2027 Index Fund - Direct Plan - GrowthPlatinumIndex Funds0.18%+7.80%0%-3.8%+7.58%₹1,448 Cr
17Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund - Direct Plan - GrowthGoldIndex Funds0.18%+7.81%0%-2.9%+6.87%₹891 Cr
18Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Direct Plan - GrowthSilverIndex Funds0.18%+8.02%0%-2.3%+7.14%₹209 Cr
19Motilal Oswal Nifty 50 Index Fund - Direct plan - GrowthIndex Funds0.19%+14.74%74%-37.3%+6.64%₹893 Cr
20HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct - GrowthIndex Funds0.19%+7.89%0%-2.4%+7.35%₹1,749 Cr
21ICICI Prudential Nifty SDL Dec 2028 Index Fund - Direct Plan - GrowthPlatinumIndex Funds0.19%+7.92%0%-1.2%+7.40%₹909 Cr
22HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct PlanSilverIndex Funds0.19%+8.01%0%-2.3%+7.21%₹626 Cr
23Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - GrowthGoldIndex Funds0.19%+7.79%0%-1.1%+7.46%₹133 Cr
24Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund - Direct Plan - GrowthPlatinumIndex Funds0.19%+7.54%0%-0.8%+7.35%₹337 Cr
25BANDHAN CRISIL IBX Gilt June 2027 Index Fund Direct Plan-GrowthSilverIndex Funds0.20%+7.28%0%-3.1%+7.27%₹5,262 Cr
26BANDHAN CRISIL IBX Gilt April 2028 Index Fund Direct Plan-GrowthSilverIndex Funds0.20%+7.40%0%-2.9%+7.39%₹3,398 Cr
27ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund - Direct Plan GrowthSilverIndex Funds0.20%+7.51%0%-3.6%+7.50%₹7,969 Cr
28Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund-Direct Plan-GrowthPlatinumIndex Funds0.20%+7.68%0%-3.6%+7.43%₹6,356 Cr
29Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund-Direct Plan- GrowthPlatinumIndex Funds0.20%+7.98%0%-3.2%+6.99%₹2,942 Cr
30Aditya Birla Sun Life Crisil IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund-Direct GrowthPlatinumIndex Funds0.20%+7.63%0%-0.8%+7.37%₹405 Cr
31ICICI Prudential Nifty G-Sec Dec 2030 Index Fund - Direct Plan - GrowthSilverIndex Funds0.20%+7.97%0%-1.9%+7.35%₹814 Cr
32Nippon India Nifty AAA PSU Bond Plus SDL - Sep 2026 Maturity 50:50 Index Fund-Direct Plan-Growth OptionGoldIndex Funds0.20%+7.32%0%-0.3%+7.18%₹371 Cr
33Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund - Direct Plan - GrowthGoldIndex Funds0.20%+7.68%0%-0.8%+7.41%₹129 Cr
34Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund-Direct Plan-Growth OptionPlatinumIndex Funds0.20%+7.64%0%-0.7%+7.41%₹333 Cr
35HDFC Nifty G-Sec Dec 2026 Index Fund - Growth Option - Direct PlanGoldIndex Funds0.20%+7.19%0%-0.6%+7.14%₹932 Cr
36Edelweiss Nifty Next 50 Index Fund - Direct Plan - GrowthSilverIndex Funds0.20%+19.04%100%-26.4%+17.30%₹303 Cr
37Nippon India Nifty G-Sec Sep 2027 Maturity Index Fund-Direct Plan-Growth OptionGoldIndex Funds0.20%+7.41%0%-0.6%+7.28%₹355 Cr
38Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund-Direct Plan-Growth OptionSilverIndex Funds0.20%+7.98%0%-3.2%+7.23%₹713 Cr
39HDFC Nifty G-Sec Jun 2027 Index Fund - Growth Option - Direct PlanSilverIndex Funds0.20%+7.41%0%-0.6%+7.28%₹568 Cr
40ICICI Prudential Nifty SDL Sep 2026 Index Fund - Direct Plan - GrowthGoldIndex Funds0.20%+7.21%0%-0.3%+7.15%₹220 Cr
41Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Short Duration Index fund - Direct Plan - GrowthPlatinumIndex Funds0.20%+7.38%0%-0.9%+7.08%₹146 Cr
42Nippon India Nifty SDL Plus G-Sec-Jun 2029 Maturity 70:30 Index Fund-Direct Plan-Growth OptionPlatinumIndex Funds0.20%+7.64%0%-0.9%+7.44%₹324 Cr
43BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - DIRECT GROWTHSilverIndex Funds0.20%+7.88%0%-2.0%+7.32%₹414 Cr
44Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund-Direct Plan-Growth OptionSilverIndex Funds0.20%+7.53%0%-1.1%+7.29%₹127 Cr
45HDFC Nifty SDL Oct 2026 Index Fund - Growth Option - Direct PlanGoldIndex Funds0.20%+7.22%0%-0.2%+7.17%₹177 Cr
46HDFC Nifty G-Sec Jun 2036 Index Fund - Growth Option - Direct PlanSilverIndex Funds0.20%+7.73%0%-3.2%+7.20%₹859 Cr
47Aditya Birla Sun Life Nifty SDL Plus PSU Bond SEP 2026 60:40 Index Fund-Direct GrowthGoldIndex Funds0.21%+7.24%0%-3.3%+7.19%₹6,822 Cr
48Axis Nifty Next 50 Index Fund - Direct Plan - GrowthBronzeIndex Funds0.21%+18.36%99%-26.4%+17.28%₹549 Cr
49SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund - Direct Plan - GrowthSilverIndex Funds0.21%+7.30%0%-3.4%+7.19%₹7,074 Cr
50Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund-Direct GrowthPlatinumIndex Funds0.21%+7.58%0%-3.5%+7.31%₹3,286 Cr
51Aditya Birla Sun Life Crisil IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund-Direct GrowthSilverIndex Funds0.21%+7.55%0%-3.4%+7.35%₹1,325 Cr
52SBI CRISIL IBX Gilt Index - April 2029 Fund - Direct Plan - GrowthSilverIndex Funds0.21%+7.89%0%-1.1%+7.39%₹1,948 Cr
53Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund Direct Plan - GrowthGoldIndex Funds0.21%+7.66%0%-0.6%+7.38%₹495 Cr
54Kotak Nifty SDL Jul 2033 Index Fund Direct Plan Growth OptionGoldIndex Funds0.21%+7.36%0%-2.3%+6.86%₹179 Cr
55HDFC Nifty G-Sec Apr 2029 Index Fund - Growth Option - Direct PlanSilverIndex Funds0.21%+7.69%0%-0.9%+7.42%₹153 Cr
56HDFC BSE Sensex Index Fund - Direct PlanIndex Funds0.22%+12.81%51%-38.1%+4.81%₹8,496 Cr
57ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative OptionIndex Funds0.22%+14.68%70%-37.3%+4.83%₹1,840 Cr
58DSP Nifty 50 Index Fund - Direct Plan - GrowthIndex Funds0.22%+14.73%75%-37.8%+6.61%₹1,109 Cr
59ICICI Prudential Nifty Bank Index Fund - Direct Plan GrowthIndex Funds0.22%+12.16%39%-18.3%+8.16%₹794 Cr
60Aditya Birla Sun Life Crisil IBX Gilt-Apr-2029 Index Fund-Direct GrowthSilverIndex Funds0.22%+7.87%0%-1.0%+7.42%₹610 Cr
61HSBC NIFTY 50 INDEX FUND - Direct GrowthIndex Funds0.22%+10.96%33%-15.5%+6.57%₹392 Cr
62Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 INDEX FUND - Direct GrowthGoldIndex Funds0.22%+7.62%0%-2.2%+7.05%₹150 Cr
63SBI NIFTY INDEX FUND - DIRECT PLAN - GROWTHIndex Funds0.23%+12.89%52%-38.4%+6.54%₹13,928 Cr
64Motilal Oswal Nifty 500 Index Fund - Direct PlanIndex Funds0.23%+17.38%94%-37.3%+10.15%₹3,195 Cr
65UTI BSE Sensex Index Fund - Direct Plan - Growth OptionIndex Funds0.23%+11.79%30%-16.1%+4.82%₹195 Cr
66Navi Nifty Bank Index Fund- Direct Plan- GrowthIndex Funds0.23%+12.01%38%-18.4%+8.16%₹649 Cr
67Mirae Asset Nifty SDL Jun 2027 Index Fund - Direct Plan - GrowthSilverIndex Funds0.23%+7.77%0%-3.6%+7.48%₹475 Cr
68ICICI Prudential Nifty 50 Index Fund - Direct Plan Cumulative OptionIndex Funds0.24%+13.09%54%-38.2%+6.54%₹17,254 Cr
69Kotak Nifty Next 50 Index Fund - Direct Plan - Growth OptionSilverIndex Funds0.24%+19.46%99%-26.3%+17.33%₹1,295 Cr
70Tata Nifty SDL Plus AAA PSU Bond Dec 6040 Index Fund- Direct Plan-GrowthGoldIndex Funds0.24%+7.76%0%-2.3%+7.41%₹646 Cr
71SBI BSE Sensex Index Fund - Direct Plan - GrowthIndex Funds0.24%——-16.1%+4.75%₹302 Cr
72UTI Nifty 50 Index Fund - Growth Option- DirectIndex Funds0.25%+13.12%54%-38.4%+6.59%₹29,485 Cr
73Axis Nifty 100 Index Fund - Direct Plan - Growth OptionIndex Funds0.25%+15.22%80%-37.0%+8.33%₹2,101 Cr
74Navi Nifty Next 50 Index Fund- Direct Plan- GrowthBronzeIndex Funds0.25%+18.27%99%-26.3%+17.18%₹1,331 Cr
75SBI CRISIL IBX SDL Index - September 2027 Fund - Direct Plan - GrowthPlatinumIndex Funds0.25%+7.71%0%-0.4%+7.55%₹1,808 Cr
76Edelweiss Nifty Smallcap 250 Index Fund - Direct Plan - GrowthSilverIndex Funds0.25%+19.29%100%-26.1%+14.79%₹285 Cr
77Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - Growth OptionSilverIndex Funds0.25%+7.52%0%-1.2%+7.35%₹117 Cr
78SBI |CRISIL IBX Gilt Index - June 2036 Fund - Direct Plan - GrowthSilverIndex Funds0.28%+8.13%0%-3.2%+7.11%₹2,616 Cr
79HDFC Nifty 50 Index Fund - Direct PlanIndex Funds0.29%+13.13%54%-38.4%+6.53%₹23,784 Cr
80Axis Nifty Midcap 50 Index Fund - Direct Plan - Growth OptionPlatinumIndex Funds0.29%+24.30%100%-20.3%+14.93%₹772 Cr
81Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - GrowthIndex Funds0.30%+12.81%51%-37.6%+6.56%₹715 Cr

Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any column heading to re-sort — including the fund name, which groups a house’s funds together. Funds with no value for a column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns. Eligibility: Direct plan, Growth option. Wound-up, suspended and distributing (IDCW/payout) variants are excluded. Distributing funds are matched by NAME as well as by option, because the option field is wrong on around 100 schemes.

For the full category view, see our main page for this category, which covers every fund in it rather than only those meeting this screen.