Nippon India Money Market Fund - Direct Plan Growth Plan - Growth Option vs Tata Money Market Fund- Direct Plan- Growth Option — portfolio overlap

27.52% of these two portfolios is the same. A substantial shared core, which is normal for two funds in the same category — they are drawing from the same universe. The part that differs is what you are actually paying the second manager for.

Portfolio overlap

27.52%

Stocks held by both

32

Only in Nippon India Mutual Fund's fund

91

Only in Tata Mutual Fund's fund

47

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold— top 25 of 32, by shared weight

StockSectorIn Nippon India Mutual Fund'sIn Tata Mutual Fund'sShared
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27Financial2.07%2.21%2.07%
INDUSIND BANK LTD. CD 28JAN27Financial3.12%1.94%1.94%
UNION BANK OF INDIA CD 19JAN27Financial1.77%2.19%1.77%
HDFC BANK LIMITED CD 14DEC26Financial1.68%3.17%1.68%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27Financial1.56%1.83%1.56%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27Financial1.46%1.52%1.46%
CANARA BANK CD 12MAR27Financial1.34%1.96%1.34%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 27JAN27Financial1.25%3.22%1.25%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100Financial1.11%1.39%1.11%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 28JAN27Financial1.14%1.04%1.04%
KOTAK MAHINDRA BANK LIMITED CD 12FEB27Financial1.04%3.59%1.04%
Small Industries Dev Bank of India (18/02/2027) **Financial1.04%1.35%1.04%
INDIAN BANK CD 05FEB27Financial0.94%2.99%0.94%
BANK OF BARODA CD 08MAR27Financial0.93%2.66%0.93%
GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100Financial0.86%1.25%0.86%
ANGEL ONE LIMITED 365D CP 29JAN27Financial0.83%0.89%0.83%
INDIAN OVERSEAS BANK CD 25FEB27Financial0.83%2.98%0.83%
CANARA BANK CD 28JUN27Financial0.81%1.05%0.81%
PUNJAB NATIONAL BANK CD 09MAR27Financial3.20%0.74%0.74%
PUNJAB NATIONAL BANK CD 04MAR27Financial1.65%0.68%0.68%
Karnataka State SDL 7.86 15/03/2027Unspecified0.65%1.53%0.65%
HDFC BANK LIMITED CD 05MAR27Financial0.52%3.79%0.52%
KOTAK MAHINDRA BANK LIMITED CD 08JAN27Financial0.42%3.03%0.42%
AXIS BANK LIMITED CD 18MAR27Financial0.41%4.09%0.41%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 16DEC26Financial0.94%0.30%0.30%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 154 and 80 holdings respectively — not live positions.