Kotak Equity Savings Fund - Direct - Growth vs HSBC Equity Savings Fund - Direct Growth — portfolio overlap

25.68% of these two portfolios is the same. A substantial shared core, which is normal for two funds in the same category — they are drawing from the same universe. The part that differs is what you are actually paying the second manager for.

Portfolio overlap

25.68%

Stocks held by both

53

Only in Kotak Mahindra Mutual Fund's fund

107

Only in HSBC Mutual Fund's fund

53

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold— top 25 of 53, by shared weight

StockSectorIn Kotak Mahindra Mutual Fund'sIn HSBC Mutual Fund'sShared
HDFC Bank LtdFinancial3.13%5.03%3.13%
State Bank of IndiaFinancial2.93%4.38%2.93%
ICICI Bank LtdFinancial2.31%5.01%2.31%
Bharti Airtel LtdTechnology6.14%1.79%1.79%
Axis Bank LtdFinancial1.42%2.78%1.42%
Tata Motors LtdIndustrials1.22%1.16%1.16%
Reliance Industries LtdEnergy & Utilities1.45%1.10%1.10%
Steel Authority Of India LtdMaterials1.03%1.58%1.03%
LIC Housing Finance LtdFinancial1.04%0.97%0.97%
PUNJAB NATIONAL BANK CD 12MAR27Financial0.93%0.95%0.93%
Zomato LtdTechnology0.99%0.87%0.87%
Mahindra & Mahindra LtdConsumer Discretionary0.82%3.64%0.82%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25Unspecified0.72%0.88%0.72%
Sun Pharmaceutical Industries LtdHealthcare0.69%2.39%0.69%
Bajaj Finance LtdFinancial0.68%0.75%0.68%
Ambuja Cements LtdMaterials0.65%0.83%0.65%
JSW Steel LtdMaterials0.48%0.95%0.48%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 13OCT26Financial0.48%0.95%0.48%
Indus Towers LtdTechnology3.32%0.46%0.46%
Larsen & Toubro LtdIndustrials1.29%0.43%0.43%
BANK OF BARODA CD 11MAR27Financial0.93%0.30%0.30%
Hindustan Unilever LtdConsumer Staples1.25%0.21%0.21%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LACFinancial0.29%0.18%0.18%
Bharat Electronics LtdIndustrials0.17%0.93%0.17%
Indusind Bank LtdFinancial1.49%0.15%0.15%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 173 and 108 holdings respectively — not live positions.