Kotak Contra Fund - Direct Plan - Growth vs SBI CONTRA FUND - DIRECT PLAN - GROWTH — portfolio overlap

25.8% of these two portfolios is the same. A substantial shared core, which is normal for two funds in the same category — they are drawing from the same universe. The part that differs is what you are actually paying the second manager for.

Portfolio overlap

25.8%

Stocks held by both

16

Only in Kotak Mahindra Mutual Fund's fund

44

Only in SBI Mutual Fund's fund

78

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn Kotak Mahindra Mutual Fund'sIn SBI Mutual Fund'sShared
HDFC Bank LtdFinancial5.31%5.13%5.13%
ICICI Bank LtdFinancial5.54%4.32%4.32%
Reliance Industries LtdEnergy & Utilities2.87%4.84%2.87%
Indus Towers LtdTechnology1.74%2.66%1.74%
State Bank of IndiaFinancial3.37%1.63%1.63%
Tech Mahindra LtdTechnology1.78%1.57%1.57%
Axis Bank LtdFinancial2.20%1.39%1.39%
Bharti Airtel LtdTechnology2.49%1.23%1.23%
Maruti Suzuki India LtdConsumer Discretionary2.25%1.17%1.17%
Tata Steel LtdMaterials1.09%2.07%1.09%
Larsen & Toubro LtdIndustrials2.69%0.88%0.88%
Hindalco Industries LtdMaterials0.79%1.14%0.79%
ITC LtdConsumer Staples0.59%1.88%0.59%
Infosys LtdTechnology1.48%0.58%0.58%
Hero Motocorp LtdConsumer Discretionary2.38%0.45%0.45%
Carborundum Universal LtdMaterials0.36%0.45%0.36%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 62 and 96 holdings respectively — not live positions.