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Kotak Banking and PSU Debt Direct - Growth vs UTI Banking & PSU Fund - Direct Plan - Growth Option — portfolio overlap

24.18% of these two portfolios is the same. A modest shared core. The two portfolios are largely distinct, so holding both does broaden your exposure.

Portfolio overlap

24.18%

Stocks held by both

15

Only in Kotak Mahindra Mutual Fund's fund

40

Only in UTI Mutual Fund's fund

27

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 65 and 44 holdings respectively — not live positions.