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Franklin India Floating Rate Fund - Direct - Growth vs BANDHAN FLOATER FUND - DIRECT PLAN GROWTH — portfolio overlap

11.21% of these two portfolios is the same. A modest shared core. The two portfolios are largely distinct, so holding both does broaden your exposure.

Portfolio overlap

11.21%

Stocks held by both

3

Only in Franklin Templeton Mutual Fund's fund

12

Only in Bandhan Mutual Fund's fund

18

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn Franklin Templeton Mutual Fund'sIn Bandhan Mutual Fund'sShared
BAJAJ FINANCE LIMITED 7.82% NCD 31JN34 FVRS1LACFinancial7.41%6.52%6.52%
BANK OF BARODA CD 04DEC26Financial8.74%4.32%4.32%
Others Class A2 AIFUnspecified0.38%0.54%0.38%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 18 and 23 holdings respectively — not live positions.