DSP Credit Risk Fund - Direct Plan - Growth vs Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth — portfolio overlap

10.49% of these two portfolios is the same. A modest shared core. The two portfolios are largely distinct, so holding both does broaden your exposure.

Portfolio overlap

10.49%

Stocks held by both

5

Only in DSP Mutual Fund's fund

21

Only in Aditya Birla Sun Life Mutual Fund's fund

47

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn DSP Mutual Fund'sIn Aditya Birla Sun Life Mutual Fund'sShared
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterials5.45%3.94%3.94%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrials3.61%3.74%3.61%
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LACEnergy & Utilities3.39%2.00%2.00%
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LACEnergy & Utilities3.39%0.69%0.69%
Others Class A2 AIFUnspecified0.27%0.24%0.24%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 27 and 54 holdings respectively — not live positions.