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Bandhan Money Market Fund -Direct Plan-Growth vs Axis Money Market Fund - Direct Plan - Growth Option — portfolio overlap

38.9% of these two portfolios is the same. A substantial shared core, which is normal for two funds in the same category — they are drawing from the same universe. The part that differs is what you are actually paying the second manager for.

Portfolio overlap

38.9%

Stocks held by both

53

Only in Bandhan Mutual Fund's fund

54

Only in Axis Mutual Fund's fund

84

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold— top 25 of 53, by shared weight

StockSectorIn Bandhan Mutual Fund'sIn Axis Mutual Fund'sShared
182 Days Tbill (MD 17/12/2026)Financial6.03%3.22%3.22%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27Financial2.22%3.00%2.22%
HDFC Bank Limited (15/02/2027) ** #Financial3.48%2.15%2.15%
HDFC BANK LIMITED CD 12MAR27Financial1.73%3.16%1.73%
Union Bank of India CDFinancial2.05%1.70%1.70%
KOTAK MAHINDRA BANK LIMITED CD 29JAN27Financial1.90%1.60%1.60%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 09FEB27Financial1.58%1.65%1.58%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED 220D CP 25FEB27Financial1.42%2.03%1.42%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27Financial1.58%1.38%1.38%
BANK OF BARODA CD 11MAR27Financial2.52%1.07%1.07%
KOTAK MAHINDRA BANK LIMITED CD 21DEC26Financial1.06%1.32%1.06%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 04DEC26Financial1.44%1.03%1.03%
ICICI BANK LIMITED CD 27JAN27Financial1.27%1.02%1.02%
PUNJAB NATIONAL BANK CD 12MAR27Financial2.20%1.02%1.02%
CANARA BANK CD 04MAR27Financial1.26%1.02%1.02%
PUNJAB NATIONAL BANK CD 05FEB27Financial0.95%1.00%0.95%
INDIAN BANK CD 15JUN27Financial0.93%2.43%0.93%
Export Import Bank of India (14/12/2026)Financial1.28%0.80%0.80%
CANARA BANK CD 28JUN27Financial1.23%0.80%0.80%
HDFC BANK LIMITED CD 09MAR27Financial0.79%1.13%0.79%
BANK OF BARODA CD 04DEC26Financial1.60%0.68%0.68%
BANK OF BARODA CD 03FEB27Financial1.27%0.68%0.68%
INDIAN BANK CD 10DEC26Financial0.80%0.57%0.57%
Small Industries Dev Bank of India (04/02/2027) **Financial0.95%0.57%0.57%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 27JAN27Financial1.59%0.57%0.57%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 112 and 138 holdings respectively — not live positions.