Aditya Birla Sun Life Savings Fund - Growth - Direct Plan vs Tata Ultra Short Term Fund-Direct Plan-Growth — portfolio overlap

9.82% of these two portfolios is the same. These portfolios are almost entirely distinct. Holding both gives genuinely different exposure.

Portfolio overlap

9.82%

Stocks held by both

12

Only in Aditya Birla Sun Life Mutual Fund's fund

119

Only in Tata Mutual Fund's fund

35

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn Aditya Birla Sun Life Mutual Fund'sIn Tata Mutual Fund'sShared
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 10NOV26Financial2.74%3.71%2.74%
BANK OF BARODA CD 04DEC26Financial1.09%4.64%1.09%
Export Import Bank of India (14/12/2026)Financial1.09%1.40%1.09%
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LACFinancial1.60%1.04%1.04%
INDUSIND BANK LTD. CD 14DEC26Financial4.08%0.91%0.91%
PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LACFinancial0.85%1.91%0.85%
GODREJ PROPERTIES LIMITED SR A 8.15 LOA 03JL26 FVRS1LACReal Estate0.84%0.76%0.76%
BANK OF BARODA CD 15DEC26Financial0.41%3.23%0.41%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LACFinancial0.28%0.76%0.28%
YES BANK LIMITED CD 05MAR27Financial0.27%4.07%0.27%
Others Class A2 AIFUnspecified0.38%0.25%0.25%
INDIAN BANK CD 30OCT26Financial0.14%3.69%0.14%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 136 and 48 holdings respectively — not live positions.