Aditya Birla Sun Life Savings Fund - Growth - Direct Plan vs Nippon India Ultra Short Duration Fund- Direct Plan- Growth Option — portfolio overlap

17.96% of these two portfolios is the same. A modest shared core. The two portfolios are largely distinct, so holding both does broaden your exposure.

Portfolio overlap

17.96%

Stocks held by both

25

Only in Aditya Birla Sun Life Mutual Fund's fund

110

Only in Nippon India Mutual Fund's fund

90

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn Aditya Birla Sun Life Mutual Fund'sIn Nippon India Mutual Fund'sShared
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 10NOV26Financial2.74%2.14%2.14%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterials1.85%2.07%1.85%
AXIS BANK LIMITED CD 27NOV26Financial1.91%1.68%1.68%
National Bank For Agriculture and Rural Development (17/02/2027) **Financial2.69%1.65%1.65%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27Financial4.09%1.64%1.64%
PUNJAB NATIONAL BANK CD 18MAR27Financial1.34%2.49%1.34%
Export Import Bank of India (14/12/2026)Financial1.09%1.45%1.09%
EXPORT IMPORT BANK OF INDIA CD 01MAR27Financial1.07%1.25%1.07%
BANK OF BARODA CD 04DEC26Financial1.09%0.85%0.85%
PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LACFinancial0.85%1.34%0.85%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LACConsumer Staples0.56%2.98%0.56%
SMFG INDIA HOME FINANCE COMPANY LIMITED SR 25 8.35 NCD 15JN27 FVRS1LACFinancial0.56%0.43%0.43%
PUNJAB NATIONAL BANK CD 12MAR27Financial0.54%0.41%0.41%
BANK OF BARODA CD 15DEC26Financial0.41%0.83%0.41%
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LACMaterials0.77%0.35%0.35%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LACFinancial0.28%1.63%0.28%
AXIS BANK LIMITED CD 16DEC26Financial0.27%1.65%0.27%
Others Class A2 AIFUnspecified0.38%0.27%0.27%
CAN FIN HOMES LIMITED SR 2 8.09 NCD 04JN27 FVRS1LACFinancial0.70%0.21%0.21%
REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LACFinancial0.14%0.64%0.14%
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LACFinancial0.14%0.21%0.14%
INDIAN BANK CD 30OCT26Financial0.14%2.11%0.14%
PIPELINE INFRASTRUCTURE LIMITED SR 1 7.96 NCD 11MR27 FVRS1LACIndustrials0.08%0.21%0.08%
AXIS BANK LIMITED CD 14JAN27Financial0.08%1.26%0.08%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancial0.02%1.20%0.02%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 136 and 117 holdings respectively — not live positions.