Motilal Oswal Flexi cap Fund Direct Plan-Growth Option vs BANK OF INDIA Flexi Cap Fund Direct Plan -Growth — portfolio overlap

2.96% of these two portfolios is the same. These portfolios are almost entirely distinct. Holding both gives genuinely different exposure.

Portfolio overlap

2.96%

Stocks held by both

2

Only in Motilal Oswal Mutual Fund's fund

30

Only in Bank of India Mutual Fund's fund

68

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn Motilal Oswal Mutual Fund'sIn Bank of India Mutual Fund'sShared
Bharat Electronics LtdIndustrials2.54%1.57%1.57%
Ami Organics LtdHealthcare1.39%2.69%1.39%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 34 and 72 holdings respectively — not live positions.