ICICI Prudential Savings Fund - Direct Plan - Growth vs HSBC Low Duration Fund - Direct Growth — portfolio overlap

27.36% of these two portfolios is the same. A substantial shared core, which is normal for two funds in the same category — they are drawing from the same universe. The part that differs is what you are actually paying the second manager for.

Portfolio overlap

27.36%

Stocks held by both

23

Only in ICICI Prudential Mutual Fund's fund

88

Only in HSBC Mutual Fund's fund

19

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn ICICI Prudential Mutual Fund'sIn HSBC Mutual Fund'sShared
BANK OF BARODA CD 25JAN27Financial2.67%2.61%2.61%
PUNJAB NATIONAL BANK CD 04FEB27Financial2.22%2.65%2.22%
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LACFinancial1.96%5.63%1.96%
BANK OF INDIA CD 18FEB27Financial1.88%2.88%1.88%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 09FEB27Financial1.77%2.87%1.77%
Small Industries Dev Bank of India (18/02/2027) **Financial1.55%2.66%1.55%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100Entities1.53%2.89%1.53%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancial1.38%4.65%1.38%
360 ONE PRIME LIMITED 8.95 NCD 04JU27 FVRS1LACFinancial1.27%2.76%1.27%
INDUSIND BANK LTD. CD 22JAN27Financial1.11%1.58%1.11%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27Financial1.11%2.65%1.11%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27Financial1.11%1.05%1.05%
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LACFinancial1.02%1.75%1.02%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancial1.01%2.24%1.01%
Power Finance Corporation Ltd SR-158 Bonds 7.18 20/01/2027Financial1.01%5.50%1.01%
LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LACFinancial0.92%2.77%0.92%
REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LACFinancial0.85%1.68%0.85%
LIC HOUSING FINANCE LTD TR 438 7.8350 NCD 11MY27 FVRS1LACFinancial0.71%1.66%0.71%
EMBASSY OFFICE PARKS REIT SR XIV 6.9650 NCD 19MR27 FVRS1LACReal Estate0.92%0.65%0.65%
MOTILAL OSWAL FINVEST LIMITED SR 1 8.80 BD 10SP27 FVRS1LACFinancial0.93%0.59%0.59%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27Financial0.89%0.57%0.57%
Others Class A2 AIFUnspecified0.40%0.30%0.30%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LACFinancial0.25%2.84%0.25%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 143 and 43 holdings respectively — not live positions.