ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth vs Kotak Banking and PSU Debt Direct - Growth — portfolio overlap

26.61% of these two portfolios is the same. A substantial shared core, which is normal for two funds in the same category — they are drawing from the same universe. The part that differs is what you are actually paying the second manager for.

Portfolio overlap

26.61%

Stocks held by both

27

Only in ICICI Prudential Mutual Fund's fund

64

Only in Kotak Mahindra Mutual Fund's fund

35

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold— top 25 of 27, by shared weight

StockSectorIn ICICI Prudential Mutual Fund'sIn Kotak Mahindra Mutual Fund'sShared
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LACFinancial2.81%3.06%2.81%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.68 BD 10SP27 FVRS1LACFinancial2.27%2.53%2.27%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LACFinancial1.73%3.07%1.73%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancial4.24%1.70%1.70%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancial1.69%2.50%1.69%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LACFinancial1.68%2.02%1.68%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100Entities3.29%1.65%1.65%
Export-Import Bank Of India SR.T.09 Debenture 7.25 01/02/2027Financial1.41%1.93%1.41%
REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LACFinancial1.42%1.17%1.17%
Union Bank of India - 15/03/2027**Financial1.08%1.50%1.08%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LACFinancial1.02%1.50%1.02%
HDFC BANK LIMITED SR AB001 7.69 NCD 27JN33 FVRS1LACFinancial1.41%1.00%1.00%
Export-Import Bank Of India 7.22 03/08/2027Financial0.96%1.00%0.96%
MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LACTechnology0.91%0.97%0.91%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LACFinancial1.41%0.90%0.90%
POWER FINANCE CORPORATION LTD. SERIES 187(B) 8.85 BD 25MY29 FVRS10LACFinancial0.88%2.03%0.88%
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LACFinancial0.85%0.99%0.85%
POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LACFinancial0.62%2.01%0.62%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancial3.40%0.50%0.50%
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LACFinancial1.13%0.50%0.50%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LACFinancial0.91%0.50%0.50%
Others Class A2 AIFUnspecified0.35%0.37%0.35%
ICICI BANK LIMITED SR DDE21LB 6.96 BD 17DC31 FVRS10LACFinancial0.17%1.97%0.17%
MAHANAGAR TELEPHONE NIGAM LIMITED. SR VIII TR C 7.80 BD 07NV33 FVRS1LACTechnology2.51%0.10%0.10%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100Entities0.46%0.10%0.10%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 105 and 64 holdings respectively — not live positions.