ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth vs Franklin India Banking & PSU Debt Fund - Direct - Growth — portfolio overlap

17.87% of these two portfolios is the same. A modest shared core. The two portfolios are largely distinct, so holding both does broaden your exposure.

Portfolio overlap

17.87%

Stocks held by both

18

Only in ICICI Prudential Mutual Fund's fund

71

Only in Franklin Templeton Mutual Fund's fund

18

Overlap is weighted: for every stock both funds hold, we take the smaller of the two weights and add them up. So two funds each holding 5% of the same stock overlap by 5 points, not 10. Cash and equivalents (repo, TREPS, receivables) are excluded — nearly every fund holds them, and shared cash is not shared conviction.

Stocks both funds hold

StockSectorIn ICICI Prudential Mutual Fund'sIn Franklin Templeton Mutual Fund'sShared
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LACFinancial2.81%4.06%2.81%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.68 BD 10SP27 FVRS1LACFinancial2.27%4.16%2.27%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancial1.69%4.01%1.69%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LACFinancial1.68%3.27%1.68%
REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LACFinancial1.42%3.63%1.42%
Export-Import Bank Of India SR.T.09 Debenture 7.25 01/02/2027Financial1.41%1.75%1.41%
AXIS BANK LIMITED SERIES 4 8.60 NCD 28DC28 FVRS10LACFinancial1.22%4.42%1.22%
BAJAJ FINANCE LIMITED 7.70 NCD 20SP29 FVRS1LACFinancial1.12%2.61%1.12%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LACFinancial0.85%4.40%0.85%
HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CRFinancial0.57%0.88%0.57%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LACFinancial0.57%4.34%0.57%
KOTAK MAHINDRA BANK LIMITED CD 08JAN27Financial0.55%4.13%0.55%
BANK OF BARODA CD 04FEB27Financial0.55%4.14%0.55%
CANARA BANK CD 04MAR27Financial0.54%4.23%0.54%
Others Class A2 AIFUnspecified0.35%0.36%0.35%
ICICI BANK LIMITED SR DDE21LB 6.96 BD 17DC31 FVRS10LACFinancial0.17%4.12%0.17%
STATE DEVELOPMENT LOAN 35647 CHT 05MR37 7.32 FV RS 100Unspecified0.31%0.09%0.09%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100Entities3.29%0.03%0.03%

Holdings are a monthly disclosure, so this reflects the last portfolios both funds published — 105 and 39 holdings respectively — not live positions.