UTI Banking & PSU Debt Fund - Growth - Direct Plan vs Franklin India Banking & PSU Debt Fund - Direct - Growth
A side-by-side comparison of returns, cost, size and risk. These funds sit in DIFFERENT categories, so their returns are not directly comparable — they are exposed to different assets and risks.
NAV as of 2 Nov 2026. Returns over 1 year are annualised. Past performance does not indicate future returns, and this comparison is not a recommendation.
| Metric | UTI Banking & PSU Debt Fund | Franklin India Banking & PSU Debt Fund |
|---|---|---|
| Category | Banking and PSU Debt Fund | Banking and PSU Fund |
| Fund house | UTI Mutual Fund | Franklin Templeton Mutual Fund |
| NAV | ₹24.1606 | ₹25.347 |
| 1Y return | +5.66% | +5.16% |
| 3Y return | +7.47% | +7.29% |
| 5Y return | +7.75% | +6.38% |
| AUM | ₹1,448 Cr | ₹565 Cr |
| Expense ratio | 0.24% | 0.23% |
| Risk | Moderate | Moderate |
Highlighting marks the higher return or lower cost on rows where both funds have data. It is arithmetic, not advice — a cheaper or higher-returning fund is not automatically the better choice for you.