Best Children's Funds in India
11 children's funds in India, of which 6 meet the eligibility criteria, ranked on 5Y return. Saving for retirement or a child’s education?
These carry lock-ins tied to the goal. Ranked on 5-year annualised return (CAGR).
Children's Funds ranked by 5Y return
| # | Fund | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | ICICI Prudential Children's Fund - Direct PlanBronze | +13.41% | +2.72% | +14.74% | +14.12% | 53% | -31.1% | ₹1,417 Cr | 2.36% |
| 2 | HDFC Childrens Fund - Direct PlanBronze | +11.56% | +1.36% | +9.58% | +15.69% | 67% | -28.9% | ₹10,488 Cr | 1.02% |
| 3 | ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTHSilver | +11.23% | +9.90% | +13.30% | +14.29% | 60% | -33.9% | ₹1,208 Cr | 1.07% |
| 4 | UTI Children's Equity Fund - Direct Plan - Growth Option | +8.77% | +0.78% | +9.80% | +14.25% | 58% | -35.2% | ₹1,109 Cr | 1.25% |
| 5 | Axis Children's Fund - Lock in - Direct Growth | +8.23% | +5.44% | +10.11% | +11.28% | 25% | -27.1% | ₹892 Cr | 1.46% |
| 6 | UTI Children's Hybrid Fund - Direct Plan | +7.51% | +2.22% | +7.64% | +9.54% | 5% | -18.7% | ₹4,388 Cr | 1.48% |
Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any numeric column to re-sort; funds with no value for that column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns. Eligibility: Direct, Growth only, minimum AUM ₹100 Cr, at least 5 year(s) old. Past performance. Returns for 3y/5y are annualised (CAGR) and are withheld where the NAV series does not support the period.
Children's Funds — FAQs
How do retirement and children’s funds differ from ordinary funds?
They are solution-oriented categories with a mandatory lock-in — five years or until retirement age for retirement funds, and five years or until the child turns 18 for children’s funds. The underlying portfolios resemble other equity or hybrid funds; the lock-in is the distinguishing feature.