Best Children's Funds in India
13 children's funds in India, of which 8 meet the eligibility criteria, ranked on 5Y return. Saving for retirement or a child’s education?
These carry lock-ins tied to the goal. Ranked on 5-year annualised return (CAGR).
Children's Funds ranked by 5Y return
| # | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | SBI Children's Fund - Investment Plan - Direct Plan - GrowthGold | +17.77% | +6.62% | +19.53% | +24.25% | 100% | -15.7% | ₹7,949 Cr | 1.05% |
| 2 | ICICI Prudential Children's Fund - Direct Plan | +9.93% | -7.91% | +11.23% | +14.05% | 53% | -31.1% | ₹1,376 Cr | 2.35% |
| 3 | SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTHGold | +9.82% | +6.74% | +10.60% | +12.71% | 39% | -14.4% | ₹152 Cr | 0.91% |
| 4 | HDFC Childrens Fund - Direct PlanBronze | +8.93% | -6.46% | +7.81% | +15.58% | 67% | -28.9% | ₹10,339 Cr | 1.03% |
| 5 | ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTHBronze | +8.26% | -3.82% | +9.68% | +14.09% | 59% | -33.9% | ₹1,197 Cr | 1.16% |
| 6 | UTI Children's Hybrid Fund - Direct Plan | +5.58% | -4.00% | +6.02% | +9.46% | 5% | -18.7% | ₹4,422 Cr | 1.48% |
| 7 | UTI Children's Equity Fund - Direct Plan - Growth Option | +5.21% | -11.82% | +6.35% | +14.16% | 58% | -35.2% | ₹1,063 Cr | 1.38% |
| 8 | Axis Children's Fund - Lock in - Direct Growth | +4.92% | -5.52% | +7.75% | +11.22% | 25% | -27.1% | ₹863 Cr | 1.48% |
Badges are our own quality tiers — Platinum (top 10%), Gold (25%), Silver (50%), Bronze (75%) — scored within each sub-category, so they compare a fund with its peers and not with funds of a different type. “3Y typical” is the median annualised return across every 3-year holding period the fund has lived through, not a single 3-year figure; “3Y loss odds” is the share of those periods that ended down. “Beat peers” is the share in which it beat its category's median, and “worst fall” is its deepest peak-to-trough drop. Open a fund for the full distribution. Click any column heading to re-sort — including the fund name, which groups a house’s funds together. Funds with no value for a column sort last. Returns over 1 year are annualised (CAGR). Past performance does not indicate future returns. Eligibility: Direct, Growth only, minimum AUM ₹100 Cr, at least 5 year(s) old. Past performance. Returns for 3y/5y are annualised (CAGR) and are withheld where the NAV series does not support the period.
Children's Funds — FAQs
How do retirement and children’s funds differ from ordinary funds?
They are solution-oriented categories with a mandatory lock-in — five years or until retirement age for retirement funds, and five years or until the child turns 18 for children’s funds. The underlying portfolios resemble other equity or hybrid funds; the lock-in is the distinguishing feature.